10/Rewards
Earned, not promised
Rewards exist to recognise real activity. Every reward has a state, a rule that produced it, and an audit entry — and any of them can be reversed if the activity behind it turns out not to be genuine.
Campaign types
- Welcome
- Issued once, on completed verification.
- Purchase
- Tied to a settled purchase, not an intent.
- Referral
- Requires a qualified, verified referred account.
- Loyalty
- Based on sustained, genuine activity.
- Campaign
- Time-boxed, with published rules.
- Launch
- Tied to a specific ecosystem release.
Reward states
- Pending
- Earned, awaiting qualification checks.
- Available
- Approved and usable.
- Expired
- Qualification window closed.
- Reversed
- Withdrawn after a rule breach or fraud review.
Your rewards
No active campaigns. Reward programmes will appear here once they are published — Swift does not list campaigns that are not running.
Rules
- A reward is never issued for an unverified account.
- Rewards tied to referrals require the referred account to be genuinely distinct — duplicate identities, shared payment instruments and abnormal signup velocity are reviewed.
- Rewards are not a return on investment and are not guaranteed.
- Swift may amend or end a campaign, with notice, at any time.