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09/Swift Pay

Pay a merchant directly

The planned payment layer: no store page, no cart — pay a participating merchant straight from your Swift balance, in person or online.

  1. 01

    Select the merchant

    Scan their Swift code, or pick them in the app.

  2. 02

    Enter the amount

    In rupees, the way the merchant prices.

  3. 03

    See the Swift amount

    Converted at the published rate before you confirm.

  4. 04

    Authenticate

    Transaction PIN or biometric, every time.

  5. 05

    Settle

    Swift moves on the ledger; the merchant is settled per agreement.

Swift Pay is planned utility, not an available service. It depends on merchant enrolment, settlement infrastructure and applicable regulatory and tax requirements, and may change or not be released. See the roadmap.