09/Swift Pay
Pay a merchant directly
The planned payment layer: no store page, no cart — pay a participating merchant straight from your Swift balance, in person or online.
- 01
Select the merchant
Scan their Swift code, or pick them in the app.
- 02
Enter the amount
In rupees, the way the merchant prices.
- 03
See the Swift amount
Converted at the published rate before you confirm.
- 04
Authenticate
Transaction PIN or biometric, every time.
- 05
Settle
Swift moves on the ledger; the merchant is settled per agreement.
Swift Pay is planned utility, not an available service. It depends on merchant enrolment, settlement infrastructure and applicable regulatory and tax requirements, and may change or not be released. See the roadmap.